Finance & Insurance

At Northcross Dental Care, we believe understanding your dental care costs should be simple and straightforward.

Our team is committed to helping patients in Huntersville, NC, access personalized, high-quality dentistry with convenient payment options, flexible financing, and assistance navigating dental insurance.

We take time to explain recommended treatments, review anticipated costs, and help you understand your financial options before moving forward. Whether you’re visiting us for preventive care, restorative treatment, or a more comprehensive dental procedure, our goal is to make the financial process as comfortable and transparent as possible.

Payment & Financing

We understand that every patient’s financial situation is different. That’s why Northcross Dental Care offers several convenient payment options to help you plan for your dental care.

We accept:

  • Cash
  • Major credit and debit cards
  • HSA and FSA funds
  • CareCredit financing
  • Cherry financing

Our treatment coordinators are available to discuss anticipated treatment costs, explain available payment arrangements, and help you explore financing options that may fit your budget.

When appropriate, we can also help prioritize and phase treatment over time, allowing you to address your most important dental needs while planning for future care.

Flexible Monthly Payments With Cherry®

Getting the dental care you need shouldn’t have to mean paying the entire treatment cost upfront. Through Cherry, eligible patients can divide qualifying dental expenses into manageable monthly payments.

Cherry offers a convenient application process that allows you to explore available payment plans and determine which option works best for your financial situation.

Benefits of Cherry financing include:

  • Convenient monthly payment options
  • A simple online application process
  • Flexible plans for qualifying treatments
  • The ability to review available financing options before committing

Whether you’re planning restorative, cosmetic, or other dental treatment, Cherry may provide additional flexibility when managing your out-of-pocket expenses.

Additional Financing With CareCredit®

Northcross Dental Care also offers financing through CareCredit, a healthcare credit card designed to help patients manage eligible healthcare expenses.

CareCredit provides qualified applicants with financing options that can make it easier to plan for dental treatment while spreading payments over time.

Our team can help you learn more about CareCredit and determine whether it may be a suitable option for your treatment needs.

Dental Insurance

Northcross Dental Care accepts most dental insurance plans, and our team is happy to help you understand and make the most of your available benefits.

We know dental insurance can sometimes be confusing, especially when navigating deductibles, annual maximums, coverage limitations, and estimated out-of-pocket expenses. Our treatment coordinators work with patients to simplify this process and provide clear information before treatment begins.

Our insurance assistance includes:

  • Reviewing your dental insurance information and available benefits
  • Providing estimated treatment costs and insurance contributions
  • Explaining anticipated out-of-pocket expenses
  • Submitting insurance claims on your behalf
  • Following up with insurance providers when necessary
  • Answering questions about coverage and payment responsibilities

While we do our best to provide accurate estimates, final insurance payments are determined by your individual plan and insurance carrier.

Our doctors recommend treatment based on your oral health needs, not simply what your insurance covers. We then work with you to understand the financial considerations and available options so you can make informed decisions about your care.

Questions About Payment, Financing, Or Insurance?

Our team is here to help! Whether you have questions about your insurance benefits, want to explore monthly financing, or need assistance making a payment, we’re happy to guide you through the process.

At Northcross Dental Care, we want you to feel confident about every aspect of your dental experience, including the financial details.

Contact our office in Huntersville, NC, today to speak with our treatment coordinators or schedule your next appointment.

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